One of the most common and most stressful worries after a death is money: what happens to their bank account, whether it’s frozen, how bills and the funeral get paid, and when you can access their savings. This guide explains clearly what happens to a deceased person’s accounts in the UK, what you can access straight away, and when you’ll need probate. The rules are more helpful than many people fear. What happens to a sole account? When someone dies, their personal (sole) ba